Category Archives: Education

A Roth on Steroids, Part One (Ep. 20)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, , , , , , , , ,

There is an age-old secret that professionals such as doctors, dentists, chiropractors, and many others are surprised to learn about, especially those in a higher tax bracket.

In this episode, John Mints talks about one of his favorite topics: tax-free savings and accumulation. Learn about his secret to tax-free gains that he calls a “Roth on Steroids.” With a potential increase in inflation and interest rates, there is no better time than now to start accumulating your wealth tax-free.

John discusses:

  • His age-old tax saving secret
  • How to start your Roth on steroids
  • What the rise of interest rates will do to your investments
  • Why you may not want to put all your eggs in one basket in terms of savings vehicles
  • And more!

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The Impact of Rising Interest Rates (Ep. 19)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, Uncategorized, , , , , ,

Whether you’re looking to obtain a mortgage on a home or looking to finance a vehicle, the rumored rise in interest rates could cause you to think long and hard before making such a commitment with your money.

In this episode, John Mints discusses the challenges that people from all walks of life could face with rising interest rates, and discusses ways people can be proactive in protecting themselves from the impact of a potential interest rate increase.

John discusses:

  • The comparison between today and the 1980s
  • What the housing market could look like in the near future
  • How people who are at or near retirement are affected the most by interest rate increases
  • The difficulties in borrowing money from the bank
  • And more!

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Is a Market Collapse Imminent? (Ep. 18)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, , , , , , , , , , ,

One Secret of the Wealthy is that they do not make major decisions based on emotion. 

With the current market conditions, emotions are running high. How can you be sure you are using logic and not emotions to make investment decisions? 

In this episode, John Mints uses logic, numbers, and facts to explain why the stock market may soon take a turn for the worse. John provides a logical argument that can help you critically analyze whether you should consider making a move, or riding it out. 

John discusses:

  • Several key warning signs that have historically pre-dated market crashes
  • What the future of inflation could look like
  • How the 200-day moving  average of an index can help predict a market downturn
  • Whether it’s time to take your profits out of the market
  • And more!

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The Secrets About Taxes with Evan Nielsen (Ep. 17)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, , , , , ,

Many CPAs look to the past when trying to reduce taxes. Tax attorney, Evan Nielsen, takes a different approach. 

By using a macro approach to tax planning, Evan helps his clients look into the future to help them save taxes not only in the short-term, but also throughout their entire lifetime.

There are many tax rules only known by the wealthy and in this episode, John Mints welcomes Evan to uncover that life-changing knowledge for you. 

Evan discusses:

  • Our $30 trillion national debt and the negative impact it will have on future taxes 
  • The truth behind tax loopholes
  • Unique ways to increase your tax savings
  • Challenges for small business owners in the future
  • And more!

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About our guest:

Evan A. Nielsen has a diverse background in law and business, allowing him to take a holistic approach to protect and improve his client’s interests and advocate on their behalf. His emphasis in tax matters, IRS issue resolution and Tax planning strategies is enhanced by his business understanding and grasp of the issues facing individuals and small businesses. He understands the issues and challenges facing entrepreneurs in this challenging economic climate, having founded, owned, acquired, or operated businesses in a wide range of industries himself prior to entering the legal profession full time.

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Saving Your Retirement Funds (Ep. 16)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, , , , , , , , , ,

Congress is currently debating a $1.5 trillion spending bill. This new bill has a number of different tax provisions pertinent to those with IRAs, 401(k)s, Roth accounts and other retirement accounts.

In this episode, John Mints explains the details of this new bill that is being discussed in Congress. John explains the potential ramifications these changes could have on you.

John discusses:

  • How to potentially protect your retirement funds from being heavily taxed
  • An in depth analysis on the proposed tax bill 
  • The potential future of the Roth IRA
  • And more!

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401(k) vs Roth IRA (Ep. 15)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, Uncategorized, , , , , , , , , ,

What is a Roth IRA, and why may it be the best option for you? When it comes to saving for your future, and with the current state of taxes, it’s important to look for solutions that could be the right fit for you.

In this episode, John Mints fills you in on some myths about 401(k)s and warns not to get trapped into paying unexpected taxes. He explains the importance of understanding which account is right for you and describes Roth IRAs. 

John discusses:

  • The best place to put your money given the current tax situation
  • Potential penalties when incorrectly withdrawing funds from your Roth IRA
  • The truth about 401(k)s 
  • And more!

Resources: 

  1. What Secrets? Part One
  2. What Secrets? Part Two
  3. Your Inheritance May Be In Danger

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Your Inheritance May Be In Danger (Ep. 14)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, Uncategorized, , , , , , , , ,

There are a few bills being discussed on Capitol Hill that involve trillions in spending. 

If you think this sounds too good to be true, you may be right. 

In this episode, John Mints shares his thoughts about these proposed bills. With this potential, increased government spending, this generation and future generations could be subject to increased taxes on inheritances and retirement plans.

John discusses:

  • The bills being discussed on Capitol Hill and how they may affect you
  • How these proposed changes could negatively impact us all
  • And more!

Resources: 

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What Secrets? Part Two (Ep. 13)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, Uncategorized, , , , ,

Financial landmines are events or preconceived notions that hinder us from making sound financial decisions. The wealthiest people know the legal loopholes and secrets to avoid falling into financial landmines.

What are these secrets?

In part two of this two-part series, John Mints discusses more of the financial decisions that may be holding you back from growing your wealth. He breaks down the final secrets, and shares who you should be taking your financial advice from.

John discusses:

  • Why slow and steady is the best way to success
  • Who you should be taking advice from
  • And more!

Resources: 

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What Secrets? Part One (Ep. 12)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, Uncategorized, , , , , ,

Financial landmines are events or preconceived notions that hinder us from making sound financial decisions. The wealthiest people know the secrets to avoid falling into financial landmines.

What are these secrets?

In this episode, John Mints talks about how you can start measuring your goals to increase your success rate within your portfolio. Living paycheck to paycheck means that you are lacking a plan and budget, and it’s time to start addressing these landmines and learning how to avoid them and make better financial decisions.

John discusses:

  • The true cost of procrastination on your savings
  • The dangers of seeking instant gratification within your portfolio
  • Why you should know where your money is going
  • The power of compounding your money
  • And more!

Resources: 

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Travel Hacking 101: Travel Saving Secrets (Ep. 11)

Business, Education, Finanaces, Financial Services, Money, Retirement, Savings, Uncategorized, , , , , , ,

Many Americans are looking to catch up on travel they didn’t get to do in 2020 and see more of the world. However, one of the main barriers to travel is often cost. 

But what if there were ways that you could travel the world for less using travel-hacking tips? 

In this episode, John Mints, who is a self-proclaimed travel hacker, shares various tips and techniques to start traveling for much less. John explains how he has traveled to some of the world’s most beautiful locations, first class, for little to no money, sharing his secrets to traveling for free.

John discusses:

  • The steps you can take to start traveling for less
  • How he saved over $30k in a year on vacations
  • Which credit cards you should get in order to save money while traveling
  • Who can benefit from travel hacking
  • And more

Resources: 

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