Category Archives: Uncategorized

Top 10 Questions You Should Be Asking Your Advisor Right Now, Part 2 (Ep. 24)



Inflation is affecting almost everything in our lives, especially for those retiring soon.

For those facing retirement, inflation can cause a huge impact on your retirement savings with every percentage increase. In this episode, John Mints continues his discussion on the top 10 questions you should ask your advisor. Bringing these questions to your advisor’s attention can hopefully find alternative strategies to help save more during this recession.

John discusses:

  • An update on the current markets
  • The dramatic effect inflation can have on the potential erosion of your retirement
  • Strategies to help you win even when the markets are down or sideways
  • Is inflation finally slowing down?
  • And more!

Resources

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Top 10 Questions You Should Be Asking Your Advisor Right Now, Part One (Ep. 23)



During times of a market downturn, people tend to reach out to financial advisors more often because of the added financial stress from the economy. 

In this episode, John Mints answers questions that you may have right now.

John discusses:

  • The definition of a fiduciary
  • Using the stress test to prepare yourself for anything that could happen
  • Is your retirement income protected?
  • Reducing retirement taxes efficiently
  • And more!

Resources

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The Impact of Rising Interest Rates (Ep. 19)



Whether you’re looking to obtain a mortgage on a home or looking to finance a vehicle, the rumored rise in interest rates could cause you to think long and hard before making such a commitment with your money.

In this episode, John Mints discusses the challenges that people from all walks of life could face with rising interest rates, and discusses ways people can be proactive in protecting themselves from the impact of a potential interest rate increase.

John discusses:

  • The comparison between today and the 1980s
  • What the housing market could look like in the near future
  • How people who are at or near retirement are affected the most by interest rate increases
  • The difficulties in borrowing money from the bank
  • And more!

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401(k) vs Roth IRA (Ep. 15)



What is a Roth IRA, and why may it be the best option for you? When it comes to saving for your future, and with the current state of taxes, it’s important to look for solutions that could be the right fit for you.

In this episode, John Mints fills you in on some myths about 401(k)s and warns not to get trapped into paying unexpected taxes. He explains the importance of understanding which account is right for you and describes Roth IRAs. 

John discusses:

  • The best place to put your money given the current tax situation
  • Potential penalties when incorrectly withdrawing funds from your Roth IRA
  • The truth about 401(k)s 
  • And more!

Resources

  1. What Secrets? Part One
  2. What Secrets? Part Two
  3. Your Inheritance May Be In Danger

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Your Inheritance May Be In Danger (Ep. 14)



There are a few bills being discussed on Capitol Hill that involve trillions in spending. 

If you think this sounds too good to be true, you may be right. 

In this episode, John Mints shares his thoughts about these proposed bills. With this potential, increased government spending, this generation and future generations could be subject to increased taxes on inheritances and retirement plans.

John discusses:

  • The bills being discussed on Capitol Hill and how they may affect you
  • How these proposed changes could negatively impact us all
  • And more!

Resources

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What Secrets? Part Two (Ep. 13)



Financial landmines are events or preconceived notions that hinder us from making sound financial decisions. The wealthiest people know the legal loopholes and secrets to avoid falling into financial landmines.

What are these secrets?

In part two of this two-part series, John Mints discusses more of the financial decisions that may be holding you back from growing your wealth. He breaks down the final secrets, and shares who you should be taking your financial advice from.

John discusses:

  • Why slow and steady is the best way to success
  • Who you should be taking advice from
  • And more!

Resources

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What Secrets? Part One (Ep. 12)



Financial landmines are events or preconceived notions that hinder us from making sound financial decisions. The wealthiest people know the secrets to avoid falling into financial landmines.

What are these secrets?

In this episode, John Mints talks about how you can start measuring your goals to increase your success rate within your portfolio. Living paycheck to paycheck means that you are lacking a plan and budget, and it’s time to start addressing these landmines and learning how to avoid them and make better financial decisions.

John discusses:

  • The true cost of procrastination on your savings
  • The dangers of seeking instant gratification within your portfolio
  • Why you should know where your money is going
  • The power of compounding your money
  • And more!

Resources

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Travel Hacking 101: Travel Saving Secrets (Ep. 11)



Many Americans are looking to catch up on travel they didn’t get to do in 2020 and see more of the world. However, one of the main barriers to travel is often cost. 

But what if there were ways that you could travel the world for less using travel-hacking tips? 

In this episode, John Mints, who is a self-proclaimed travel hacker, shares various tips and techniques to start traveling for much less. John explains how he has traveled to some of the world’s most beautiful locations, first class, for little to no money, sharing his secrets to traveling for free.

John discusses:

  • The steps you can take to start traveling for less
  • How he saved over $30k in a year on vacations
  • Which credit cards you should get in order to save money while traveling
  • Who can benefit from travel hacking
  • And more

Resources

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The Must Knows Of Medicare With Casey Oliveira (Ep. 10)



When shopping for health insurance or preparing to file for Medicare, there are so many options. It can be overwhelming without the proper guidance.

In this episode, John Mints speaks with Casey Oliveira, insurance advisor at Axis Financial, to discuss what, how, and when regarding health insurance. Learn from Casey, who considers herself an advisor rather than a salesperson, the information that you should know when looking to apply for health insurance.

John and Casey discuss:

  • Application deadlines for Medicare—and what happens if you miss those deadlines
  • Myths about insurance sales people
  • How insurance sales people can trick you into the wrong plan
  • And more

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About Our Guest:

Casey has been a licensed Life & Health Insurance Agent since 2005 specializing in group and individual account management, senior products, life insurance, and office management. In 2016, she joined Axis Financial as an Insurance Advisor primarily focusing on Medicare, Small group, and Individual health sales and service.


The Truth and Lies about Annuities, Part Three (Ep. 9)



With all the myths and concerns about annuities, it is important that you hear the facts from someone who knows the truth—and the lies. 

In this episode, John Mints shares relatable stories to help you better understand annuities. He explains that with a better understanding, you can decide if an annuity is right for you.

John discusses:

  • His favorite type of annuity
  • How to know if you are a good candidate for an annuity
  • The best way to save your money 
  • The safety of annuities
  • And more

Resources

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