Tag Archives: Biltmore Financial Services

What Secrets? Part One (Ep. 12)

Financial landmines are events or preconceived notions that hinder us from making sound financial decisions. The wealthiest people know the secrets to avoid falling into financial landmines.

What are these secrets?

In this episode, John Mints talks about how you can start measuring your goals to increase your success rate within your portfolio. Living paycheck to paycheck means that you are lacking a plan and budget, and it’s time to start addressing these landmines and learning how to avoid them and make better financial decisions.

John discusses:

  • The true cost of procrastination on your savings
  • The dangers of seeking instant gratification within your portfolio
  • Why you should know where your money is going
  • The power of compounding your money
  • And more!


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Travel Hacking 101: Travel Saving Secrets (Ep. 11)

Many Americans are looking to catch up on travel they didn’t get to do in 2020 and see more of the world. However, one of the main barriers to travel is often cost. 

But what if there were ways that you could travel the world for less using travel-hacking tips? 

In this episode, John Mints, who is a self-proclaimed travel hacker, shares various tips and techniques to start traveling for much less. John explains how he has traveled to some of the world’s most beautiful locations, first class, for little to no money, sharing his secrets to traveling for free.

John discusses:

  • The steps you can take to start traveling for less
  • How he saved over $30k in a year on vacations
  • Which credit cards you should get in order to save money while traveling
  • Who can benefit from travel hacking
  • And more


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The Must Knows Of Medicare With Casey Oliveira (Ep. 10)

When shopping for health insurance or preparing to file for Medicare, there are so many options. It can be overwhelming without the proper guidance.

In this episode, John Mints speaks with Casey Oliveira, insurance advisor at Axis Financial, to discuss what, how, and when regarding health insurance. Learn from Casey, who considers herself an advisor rather than a salesperson, the information that you should know when looking to apply for health insurance.

John and Casey discuss:

  • Application deadlines for Medicare—and what happens if you miss those deadlines
  • Myths about insurance sales people
  • How insurance sales people can trick you into the wrong plan
  • And more

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About Our Guest:

Casey has been a licensed Life & Health Insurance Agent since 2005 specializing in group and individual account management, senior products, life insurance, and office management. In 2016, she joined Axis Financial as an Insurance Advisor primarily focusing on Medicare, Small group, and Individual health sales and service.

The Truth and Lies about Annuities, Part Three (Ep. 9)

With all the myths and concerns about annuities, it is important that you hear the facts from someone who knows the truth—and the lies. 

In this episode, John Mints shares relatable stories to help you better understand annuities. He explains that with a better understanding, you can decide if an annuity is right for you.

John discusses:

  • His favorite type of annuity
  • How to know if you are a good candidate for an annuity
  • The best way to save your money 
  • The safety of annuities
  • And more


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The Truth and Lies about Annuities, Part Two (Ep. 8)

What rumors have you heard about annuities? John gets excited when he teaches about annuities, and he is going to share that excitement with you!

In part two of this mini-series, John Mints dives deeper into how to find the right annuities for you. It is time to tackle the truth and the lies about them to help you have a clearer picture and make better decisions when purchasing annuities.

John discusses:

  • The different uses of annuities and how to know which is the right fit for you
  • Common misconceptions and myths about annuities
  • What you should know before purchasing annuities
  • Annuity add ons that are available
  • And more

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The Truth and Lies About Annuities, Part One (Ep. 7)

Annuities are greatly misunderstood in today’s world—they often have a bad reputation, but when they’re utilized correctly, they can potentially be fantastic savings vehicles. 

In this episode, John Mints discusses the truth and lies about annuities. He explains the three different types of annuities and how each of them work to help you discover which may be a good fit for you and your goals.

John discusses:

  • The primary types of annuities
  • The uses of annuities
  • What to watch out for with annuities
  • Historical uses of annuities
  • And more

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Debunking The Top 10 Financial and Retirement Planning Myths (Ep. 6)

Are you looking forward to retirement and living out the rest of your life the way that you’ve always imagined?

It’s important to be prepared for the additional costs retirement could bring. Do not put yourself in the position where you have to start living below your means.

In this episode, John Mints debunks the top 10 most common retirement and financial planning myths and shares tips and tricks to help you make the most of your retirement. 

John discusses:

  • The top 10 retirement planning myths and the truth behind them
  • The optimum time to start receiving your Social Security benefits
  • The truth behind the risk/reward association with returns
  • How annuities truly work within your plan
  • And more!

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The Financial Perfect Storm, Part Two (Ep. 5)

When a series of unfortunate financial events come together, it can create what we call the Perfect Storm of Retirement. Luckily, we have solutions for you so the storm isn’t so devastating to your finances. 

In this episode, John Mints touches on the options available in response to the financial situations that he discussed in part one of this series. John explores these solutions by giving you the real math of how to make it work. 

You will learn:

  • The available solutions to tax increases 
  • The importance of Roth IRAs in response to tax increases
  • How the marginal top tax bracket has changed over the years  
  • What John and his team do to help clients understand their options when it comes changing taxes
  • And more!

Tune in now and discover the options you have available so you do not fall to the Perfect Storm of Retirement! 

Resources: John Mints | Biltmore Financial 

The Financial Perfect Storm, Part One (Ep. 4)

Just like in a real storm, there are financial events that can collide and knock you off track to reaching your goals. 

In this episode, John Mints explains the perfect storm looming over your finances. John introduces what events could come together to collide, and he aims to help you understand just what the impacts of these events are. 

We discuss:

  • The impact of the stock market and its crashes 
  • Why it is so hard to breakeven after a crash  
  • The increasing national debt and what it means 
  • The national debt put into perspective so you can understand the impacts
  • And more!

Tune into part one of this two part series to hear John speak to the importance of events that could come together and deter you from reaching the goals you have set for yourself! 

Be sure to come back for part two where John provides information on how you can protect yourself from The Perfect Storm! 

Resources: John Mints | Biltmore Financial 

You HAVE to Plan for Your Future Taxes (Ep. 3)

If you were asked right now whether you think taxes are going up or down in the future, what would you say?

A majority of people know that taxes are going to continue to rise, but are you among the group of people that are preparing for that increase? 

In this episode, John Mints dives into the topic of taxes and how they could impact you and your financial planning in the future. John helps you understand what you could be doing now so that you are fully prepared for when those taxes do rise. 

You will learn:

  • How you can move from a micro to a macro approach to tax planning 
  • John’s advice to dealing with changing taxes 
  • When you might want to consider starting tax planning 
  • What a Roth IRA could do for you 
  • And more!

Tune in now to join John as he provides you with the secrets that the wealthy use that assist with tax planning! 

Resources: John Mints | Biltmore Financial