Tag Archives: legal loopholes

2023’s New Years Resolution: Protect My Retirement (Ep. 29)

Have you made your 2023 New Year’s resolutions yet? If you’re approaching retirement or are already retired, one of your resolutions should be to protect your assets.

In this episode, John Mints emphasizes the importance of taking the time to protect your finances, investments, and ultimately, your lifestyle in retirement. He compares the current market to previous years and provides some insights on why you want to focus on protecting right now.

John discusses:

  • Why investors, pre-retirees, and retirees need to protect right now
  • Why some people wait so long to protect their finances
  • Examples of how you can protect your investments and finances
  • How to decide if you should be protecting your assets right now
  • And more!


Connect with John Mints:

Tax Planning in Retirement Made Easy (Ep. 28)

Taxes are on everyone’s mind these days. One of Biltmore Financial’s three core pillars is tax planning and management, and we have a secret to share about it.

In this episode, John shares the details about the one-of-a-kind tax planning and tax management software Biltmore Financial uses to serve their clients. He explains how this technology is helping their clients potentially save money in tax dollars.

John discusses:

  • What this tax planning software is, what it does, and how it’s used to benefit clients
  • How the tax planning tool has helped build trust with clients
  • The type of technology this software uses to ensure the accuracy of data 
  • What safety measures are in place to protect clients’ confidential information
  • And more!

Connect with John Mints:

The Secret to Avoid Overpaying Your Property Taxes With Francis Kafor (Ep. 27)

Did you know you can appeal the property tax assessment from the county appraisal district? Many property owners don’t.

As a result, they end up overpaying in property taxes.

In this episode, John Mints speaks with Francis Kafor, property tax consultant at Texas Tax Protest, about the process of filing a protest for your property taxes.

Francis discusses:

  • Why there is nothing to lose even if you protest your property tax every year
  • The benefits of seeking professional help instead of protesting taxes on your own
  • What sets Texas Tax Protest apart from other tax consulting firms
  • How business personal property (BPP) owners can avoid paying a 10% penalty
  • And more!


Connect with John Mints:

Connect with Francis Kafor:

About our guest:

Francis Kafor, a former Texas Registered Professional Appraiser (RPA) is one of our lead commercial specialists. He is a real property valuation expert with several years of diverse experience in ad valorem mass appraisal, property tax consulting, tax research, and valuation. His specialized knowledge and multi-state experience cover a wide range of industries and property types.

A Review of The Inflation Reduction Act of 2022 (Ep. 26)

The new Inflation Reduction Act of 2022 comes as a promise to reduce the high inflation that the country is currently experiencing.

However, do we know if this bill could achieve its intended objectives?

In this episode, John Mints outlines the new Inflation Reduction Act and why it could significantly raise taxes and potentially have no effect on controlling inflation. In addition, he stresses the importance of being prepared for tax increases, especially during retirement.

John discusses:

  • A summary of the Inflation Reduction Act bill and how much it could affect inflation
  • Why consumer spending is not slowing down despite high inflation
  • Why everyone might have to be prepared for a tax raise
  • What baby boomers could do to avoid excess taxation and running out of money in retirement  
  • And more!


Connect with John Mints:

Top 10 Questions You Should Be Asking Your Advisor Right Now, Part 3 (Ep. 25)

Have you heard that inflation can ruin your retirement plans?

Curious as to how that can happen?

In this final installment of Top 10 Questions You Should Be Asking Your Advisor Right Now, John Mints adds two bonus questions that can help you learn a lot more about your financial advisor. 

Inflation is still increasing so those who are retiring or looking to create a guaranteed income to hedge against inflation should look into finding the right financial advisor for them.

Don’t miss out on your opportunity to protect yourself from inflation so that your retirement plan is not at jeopardy. 

John discusses:

  • The new 40 year record high for inflation
  • The common denominator for the previous three recessions
  • How inflation ruins your retirement plans
  • Protecting yourself against inflation
  • And more!


Connect with John Mints:


Top 10 Questions You Should Be Asking Your Advisor Right Now, Part 2 (Ep. 24)

Inflation is affecting almost everything in our lives, especially for those retiring soon.

For those facing retirement, inflation can cause a huge impact on your retirement savings with every percentage increase. In this episode, John Mints continues his discussion on the top 10 questions you should ask your advisor. Bringing these questions to your advisor’s attention can hopefully find alternative strategies to help save more during this recession.

John discusses:

  • An update on the current markets
  • The dramatic effect inflation can have on the potential erosion of your retirement
  • Strategies to help you win even when the markets are down or sideways
  • Is inflation finally slowing down?
  • And more!


Connect with John Mints:

A Roth on Steroids, Part Two (Ep. 21)

Investing in a Roth is a great way to save on taxes, but it often comes with a number of handcuffs that limit the amount you can contribute.

But what if there was a way to invest that would give you most of the benefits of a Roth without the limitations?

In this episode, John Mints continues his discussion about a “Roth on Steroids”. He shares the key points that you should know before getting started to ensure it works for you and your specific situation. 

John discusses:

  • How long it typically takes for this structure to become efficient
  • Who are the best candidates for this type of tax-free structure
  • The difference between a Roth and a Roth on Steroids
  • How to start creating your own capital source
  • And more!

Connect with John Mints:


A Roth on Steroids, Part One (Ep. 20)

There is an age-old secret that professionals such as doctors, dentists, chiropractors, and many others are surprised to learn about, especially those in a higher tax bracket.

In this episode, John Mints talks about one of his favorite topics: tax-free savings and accumulation. Learn about his secret to tax-free gains that he calls a “Roth on Steroids.” With a potential increase in inflation and interest rates, there is no better time than now to start accumulating your wealth tax-free.

John discusses:

  • His age-old tax saving secret
  • How to start your Roth on steroids
  • What the rise of interest rates will do to your investments
  • Why you may not want to put all your eggs in one basket in terms of savings vehicles
  • And more!

Connect with John Mints:

Is a Market Collapse Imminent? (Ep. 18)

One Secret of the Wealthy is that they do not make major decisions based on emotion. 

With the current market conditions, emotions are running high. How can you be sure you are using logic and not emotions to make investment decisions? 

In this episode, John Mints uses logic, numbers, and facts to explain why the stock market may soon take a turn for the worse. John provides a logical argument that can help you critically analyze whether you should consider making a move, or riding it out. 

John discusses:

  • Several key warning signs that have historically pre-dated market crashes
  • What the future of inflation could look like
  • How the 200-day moving  average of an index can help predict a market downturn
  • Whether it’s time to take your profits out of the market
  • And more!

Connect with John Mints:


The Secrets About Taxes with Evan Nielsen (Ep. 17)

Many CPAs look to the past when trying to reduce taxes. Tax attorney, Evan Nielsen, takes a different approach. 

By using a macro approach to tax planning, Evan helps his clients look into the future to help them save taxes not only in the short-term, but also throughout their entire lifetime.

There are many tax rules only known by the wealthy and in this episode, John Mints welcomes Evan to uncover that life-changing knowledge for you. 

Evan discusses:

  • Our $30 trillion national debt and the negative impact it will have on future taxes 
  • The truth behind tax loopholes
  • Unique ways to increase your tax savings
  • Challenges for small business owners in the future
  • And more!

Connect with John Mints:

Connect with Evan Nielsen:

About our guest:

Evan A. Nielsen has a diverse background in law and business, allowing him to take a holistic approach to protect and improve his client’s interests and advocate on their behalf. His emphasis in tax matters, IRS issue resolution and Tax planning strategies is enhanced by his business understanding and grasp of the issues facing individuals and small businesses. He understands the issues and challenges facing entrepreneurs in this challenging economic climate, having founded, owned, acquired, or operated businesses in a wide range of industries himself prior to entering the legal profession full time.